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Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. A seller sold a property for $375,000, with the closing on July 1st, in a jurisdiction where the buyer pays for the day of closing. The seller had a mortgage balance at the time of closing of $301,000, and had recently paid invoices of $400 for the second quarter's water and electricity, $1,200 for new appliances, and roofing repairs of $700. Based only on these items, how much will the seller receive at closing?

A) $74,000
B) $73,600
C) $72,400
D) $71,700

2. A subordination agreement is used to:

A) initiate foreclosure proceedings.
B) change the priority of mortgages.
C) assign rents to the lender in case of borrower default.
D) pledge property for a loan without giving up possession.

3. If a salesperson or broker-salesperson maintains a webpage that is not linked to the webpage of their broker, the licensee's webpage must display the name of the broker as well as the

A) broker's email address.
B) address of the broker's main office.
C) address of the branch office from which the licensee operates.
D) broker's telephone number.

4. According to the Real Estate Licensing Law, a real estate licensee can provide a rebate of the commission to a buyer

A) if a writing confirming the terms of the rebate is provided to the buyer at closing.
B) provided it does not exceed 50% of the total commission.
C) if the licensee is the broker.
D) if notated on the contract of sale.

5. A married couple is planning to purchase a house that costs $86,000. If they obtain a 60% loan and the lender charges a 2.5% loan origination fee and 0.5 discount points, what is the cost of these expenses?

A) $1,290
B) $1,548
C) $2,150
D) $2,580

Solutions: