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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Insurance is defined as what type of risk?

A) Physical
B) Speculative
C) Legal
D) Pure

2. According to the Affordable Care Act, a child can remain on a parent ' s health benefit plan until the child

A) graduates from college.
B) marries.
C) reaches age 26.
D) reaches age 19.

3. The policy provision describing the responsibilities of the master policyowner is in

A) individual medical policies.
B) individual health policies.
C) certificate of coverage.
D) group health policies.

4. Under Workers ' Compensation, injured employees are covered for all of the following losses EXCEPT

A) loss of wages.
B) pain and suffering.
C) medical expenses.
D) occupational illness.

5. The limitation expressed in limited payment policies is a limit on the number of annual premiums or the

A) age beyond which premiums will no longer be required.
B) maximum amount available for loan purposes.
C) maximum amount of benefits payable.
D) minimum interest rate on policy cash values.

Solutions: